NASHVILLE, Tenn. – November 11, 2025 – CIC Credit (CIC), a leading provider of verification and credit services to the mortgage industry, today announced it will participate in the FICO® Mortgage Direct License Program, a new initiative from global analytics software leader FICO (NYSE: FICO). The program streamlines score access, enabling CIC to provide better FICO® Score pricing to its customers.
This collaboration marks a significant milestone in CIC’s ongoing commitment to deliver innovative, cost-efficient solutions for lenders and help modernize credit infrastructure across the $12 trillion U.S. mortgage market. Through the FICO® Mortgage Direct License Program, CIC can now calculate and distribute FICO® Scores to its customers directly.
By streamlining distribution, the program enhances price transparency and expands access to mortgage lenders, mortgage brokers, and other industry participants.
“At CIC Credit, we are excited to offer our lender partners the new direct-licensing option for FICO Scores alongside our traditional delivery methods,” said Mike Thomas, COO of CIC Credit. “This expansion enhances our role as a trusted provider of the FICO Score Mortgage Simulator and empowers lenders with greater flexibility and choice in how they access and implement the industry-standard score.”
“Partnering with CIC Credit is an important step in reshaping how FICO Scores are accessed and delivered in mortgage lending,” said Julie May, Vice President and General Manager of B2B Scores at FICO. “The FICO Mortgage Direct License Program introduces a transparent, cost-effective model that complements traditional delivery methods, ensuring lenders have options that fit their business needs.”
About CIC Credit
Founded in 1921 and headquartered in Goodlettsville, Tennessee, CIC Credit is a trusted industry leader delivering advanced credit-reporting, verification, fraud-detection, and screening services tailored to the mortgage, finance, and broader commercial markets. With a legacy of reliability, innovation, and client focus, CIC offers cloud-based solutions, seamless API integrations, and customized support to help clients make informed decisions, stay compliant, and optimize operations. As part of the employee-owned William D. Meeker Enterprises (WDME) family of companies, CIC serves businesses of all sizes through flexible technology and exceptional service.
About FICO
FICO (NYSE: FICO) powers decisions that help people and businesses around the world prosper. Founded in 1956, the company is a pioneer in the use of predictive analytics and data science to improve operational decisions. FICO holds more than 200 U.S. and foreign patents on technologies that increase profitability, customer satisfaction and growth for businesses in financial services, insurance, telecommunications, health care, retail, and many other industries. Using FICO solutions, businesses in more than 80 countries do everything from protecting 4 billion payment cards from fraud, to improving financial inclusion, to increasing supply chain resiliency. The FICO® Score, used by 90% of top U.S. lenders, is the standard measure of consumer credit risk in the U.S. and has been made available in over 40 other countries, improving risk management, credit access and transparency.
Learn more at https://www.fico.com.
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