CreditXpert Tools

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The tools you need to get the loans closed!

CreditXpert® helps you take control of your borrower’s credit so you can qualify more loans and save your borrower money.


CreditXpert® Wayfinder™

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Close more loans by helping customers
get their best credit score.

What do you do when you have a customer whose score may be lower than they need but has the
potential to improve? You certainly don’t want to turn away their business and you definitely want to improve your pull-through rate. You want to be the one who makes your customer’s dreams come true, but credit scoring is complex, and you just don’t have the time to become a credit expert.

CreditXpert® Wayfinder does the work for you.

Wayfinder™’s intelligent algorithm takes just seconds to evaluate hundreds of options, then generates a personalized plan that considers score, effort, timing, and other factors. The result is a set of specific steps your customer can take to attain the score they need.


CreditXpert® What-if Simulator™

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puts the control in your hands.

With What-If Simulator™, you can get a score forecast that simulates the impact of complex changes or pending
activities that affect your client’s credit score. Safely test changes before taking action – or mitigate upcoming issues – so you can make informed decisions, be proactive, and find just the right actions for your client.

Choose your destiny

CreditXpert® What-If Simulator™ adapts to your needs. Use the rapid rescore mode to mirror the actions available in rapid rescoring services.

Credit Assure™ – Ultimate Credit Score Predictive Tool

creditassure - CIC CreditIntroducing the first service that automatically scans credit files for opportunities to raise credit scores based on accuracy or credit management updates. Intelligent, automatic, and easy, Credit Assure™ inspects every file so you don’t have to.

Now You’re the Expert

Credit Assure™ alerts you to opportunities and how big they are, so you and your applicants don’t miss out. Running in the background, scanning all your files, and utilizing proven CreditXpert® optimization and simulation technology, Credit Assure™ automatically presents findings on every file. You don’t need to know anything about credit scoring or spend time scouring credit reports—Credit Assure™ gives you the answers.

Take the Best Steps

Could your applicant’s score go up if they managed their credit better? Credit Assure™ will tell you if paying down debt, transferring balances, or opening new accounts can make a difference. Since every credit profile is different, the advanced technology of Credit Assure™ eliminates the guesswork of what your applicant can do to improve their credit towards a loan decision.

To find out more call, 800-352-5882 or email sales@ciccredit.com.

CIC Credit