CIC Credit is pleased to bring you Extra Credit, a new quarterly video series featuring Don Clement, Assistant Vice President of Strategic Partnerships and CIC Credit’s resident mortgage market expert. Each episode delivers short, direct insights on the issues shaping mortgage lending today.
Episode 1: “The Bureau Shopper — Retail Therapy Gone Wrong”
With FHFA Director Bill Pulte expected to announce a move toward bi-merge credit reporting at MBA Annual in October, the debate over tri-merge vs. fewer-bureau reporting has never been more timely.
In Episode 1, Don breaks down what’s really at stake when lenders can shop for the score that looks best, and why accuracy (not optics) has to drive credit decisions. He covers selection bias, what it means for investors and market stability, and why a complete credit picture shouldn’t be optional.
Watch Episode 1
More Extra Credit is on the way. New episodes drop quarterly.
Reach out to your CIC representative, call (615) 386-2282, or email sales@ciccredit.com.
