At CIC Credit, we are committed to helping lenders move faster, reduce friction, and make smarter decisions with better data. That’s why we’re excited to announce a powerful new enhancement to our Equifax credit reporting solution:
CIC Credit now provides Equifax’s The Work Number® Report Indicator at no additional cost when you order an Equifax Credit Report. And it’s Powered by MeridianLink Mortgage Credit Link™.
This new capability delivers even more value to lenders—without adding steps, additional fees, or workflow disruptions.
What is The Work Number® Report Indicator?
Equifax’s The Work Number Report Indicator is a first-in-market tool designed to help mortgage lenders quickly determine whether employment and income verification data is available for a borrower.
Rather than waiting until later in the loan process to discover whether verification records exist, this indicator provides a simple, clear response:
✅ YES / NO signal confirming whether a record is available in The Work Number® database
This means lenders can immediately determine whether an automated verification path is available—right from the start of the credit order process.
Why This Matters for Mortgage Lenders
Employment and income verification is often one of the most time-consuming components of mortgage underwriting. Delays, document back-and-forth, and manual verification requests can create friction for both lenders and borrowers.
By delivering early visibility into verification availability, The Work Number Report Indicator helps lenders:
- Identify verification opportunities earlier
- Reduce processing delays
- Streamline underwriting workflows
- Support faster loan decisions
- Improve borrower experience
- Minimize manual documentation collection
The result: a more efficient origination process and improved operational performance.
Included Free with Every Equifax Credit Report Through CIC Credit
Here’s the best part:
When you order an Equifax Credit Report through CIC Credit, you now automatically receive The Work Number Report Indicator at no cost.
There’s no additional setup required, no separate product order, and no additional line item—just enhanced insight delivered as part of your existing Equifax workflow.
Powered by MeridianLink Mortgage Credit Link™
This solution is delivered through the trusted MeridianLink ecosystem, helping lenders integrate the latest Equifax innovations while maintaining a seamless mortgage workflow.
By combining CIC Credit’s reporting platform with Equifax data solutions and MeridianLink technology, lenders gain a stronger, more connected path to decision-ready intelligence.
A Competitive Advantage—Built Into Your Workflow
This is more than a product add-on. It’s a strategic advantage for lenders who want to modernize operations and stay ahead of the market.
With early insight into employment verification availability, lenders can reduce friction, accelerate closings, and deliver a smoother borrower experience—all while maintaining compliance and confidence.
Ready to Get Started?
If you’re already ordering Equifax credit reports through CIC Credit, you’re ready to take advantage of this feature immediately.
If you’re not yet a CIC Credit customer, now is the perfect time to upgrade your workflow.
Sign up with CIC Credit today
and start receiving Equifax’s The Work Number® Report Indicator free with every Equifax Credit Report order.
📩 Contact our team or request access today to get started. sales@ciccredit.com