The First Choice in Credit & Screening!


 CIC Credit has been a leader in financial products, employment and tenant screening solutions, & credit reporting since 1921. In addition to single bureau infiles, dual merged credit reports, and trimerge credit reports, we also offer a multitude of credit related products including: rapid rescoring, tax return verifications, Fannie Mae and Freddie Mac credit reports, credit score improvement tools, mortgage fraud and identity theft protection, flood zone certifications, and AVM products.

Let CIC Credit show you how to close more loans with our Tri-Merge Credit Reports with CreditXpert. CIC has integrated the CreditXpert Solution Suite to enable you to capture every opportunity and maximize your applicants' score improvement potential.

We pride ourselves in being your one stop source for all of your credit, pre-employment screening, and tenant screening needs.


Stop Undisclosed Loan Blockers Today With Notifications


Repurchases can be very detrimental to your business and with CIC Undisclosed Debt Monitoring & Notification Service (UDS) Tools you can have peace of mind that a repurchase demand will be adverted. Fannie Mae's Loan Quality Initiative guidelines “Recommends that lenders have processes in place to facilitate borrower disclosure of changes in financial circumstances throughout the origination process.”

CIC Credit technology partner Meridianlink has created an innovative three bureau monitoring & notification process. Now you can access all three major credit repositories and monitor debt during the loan process. CIC also offers batch processing for quicker usage of the products.