Financial Products

Learn More About CIC Credit’s Financial Products

CIC Credit offers a variety of financial products including, tax verification; single, dual, and trimerge credit; automotive credit solutions; Rapid Rescore, CreditXpert®; and Client Retention Leads.

Tax Return Verification

CIC Credit provides an online income verification process that provides an efficient and cost-effective means to verify an individual’s income from the IRS with Form 4506-C. Over 60% of all mortgage fraud includes income or identity misrepresentations.

CIC Credit Product Single, Dual, and Trimerge Credit

Credit grantors, insurance underwriters, lenders, and mortgage brokers nationwide will be able to use our Web-based services to enjoy fast, professional credit reporting from CIC Mortgage Credit, Inc.

  • Access simply through commonly-used web browsers
  • Request, retrieve, view, and print in-file/Pre-Qual and RMCR/Factual Reports instantly
  • View original trade records conveniently  while viewing a merged report
  • Submit a request for supplements and other requests instantly with a click of a button
  • Manage multiple users through customer account management features
  • View and print billing invoices in real time
  • Access a familiar Web portal 24/7

Rapid Rescore

RAPID Rescore enables CIC to update consumer credit information with the three national repositories within 3 to 5 days. CIC will forward documents supplied by the consumer, directly to the three major bureaus for an investigation and an update of incorrect items  on the consumer’s credit file. CIC cannot add new lines of credit to the credit file or update credit limits.

Automotive Credit Solutions

CIC Mortgage Credit Inc. is your vehicle to a seamless end-to-end online automotive lending solution. This platform-independent, easily scalable and software free ideology offers an unsurpassed economical approach to automotive lending. Antiquated mainframe solutions are no longer necessary.

Client Retention Leads

Retaining valued customers is less costly than searching for new ones. To mitigate attrition and build stronger client relationships, use Client Retention Lead Triggers.


The tools you need to close your loans! CreditXpert® helps you take control of your borrowers’ credit so you can qualify more of your loans and save your borrower money.

Have questions? We’d love to chat!

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