Online income verification process that provides an efficient and cost effective means to verify an individual’s income from the IRS with Form 4506T. Over 60% of all mortgage fraud includes income or identity misrepresentations.
Credit grantor's, Insurance Underwriters, lenders, Mortgage brokers etc. nationwide will be able to use their standard Internet browsers to enjoy fast, professional credit reporting from CIC Mortgage Credit, Inc.
The Federal Trade Commission (FTC), the federal bank regulatory agencies, and the National Credit Union Administration (NCUA) have issued regulations (the Red Flags Rules) requiring financial institutions and creditors to develop and implement written identity theft prevention programs, as part of the Fair and Accurate Credit Transactions (FACT) Act of 2003. The programs must be in place by June 1, 2010, and must provide for the identification, detection, and response to patterns, practices, or specific activities – known as “red flags” – that could indicate identity theft.
CIC Mortgage Credit Inc. is your vehicle to a seamless end-to-end online lending solution. This platform independent, easily scalable and software free ideology offers an unsurpassed economical approach to automotive lending. There is no longer a need to hassle with dinosaur mainframe solutions.
The RAPID Rescore service enables CIC to update the consumer credit information with the three national repositories of consumer credit information within 3 to 5 days. CIC will forward documents, supplied by the consumer, directly to the three major bureaus for a investigation and updating of items reporting incorrectly on the consumers credit file. CIC can not add new lines of credit to the credit file or update credit limits.
Credit Information Center provides nationwide commercial and residential screening services for landlords, Realtors, property managers, and apartment owners. We have a state of the art web ordering system for your connivance in ordering reports. We provide a comprehensive application screening services
CIC offer a wide range of products in your pre-employment and background screening needs. Our all web based system allows you the client to request your reports from the convenience of your desktop, but if you the client can not use an all web based system we will fax and mail any and all reports at your request. The majority of reports requested are returned within seconds of the request.
The tools you need to get the loans closed! CreditXpert® helps you take control of your borrowers credit so you can qualify more of your loans and save your borrower money.
Assist your customers, build your business, strengthen communities. PRBC provides innovative and responsive ways to assist, encourage and reward consumers' fiscal responsibility, while your business builds consumer loyalty, provides valuable new services, improves consumer-credit decision-making, and builds stronger communities.