Our Technology

MCL is a revolutionary new tool for pulling and storing credit data directly from the credit repositories through a simple Internet connection and then delivering the data to the requesting application. This specialized application consists of a Web-based front-end management tool, several return data formats such as HTML, XML, and PDF, and various pre-built request interfaces that that can easily be used by Loan Origination Systems, Web applications, and other credit decision software.

CIC pays the huge cost of TruSecure security certification and hardware maintenance. Credit requests are made through HTTPS post to avoid any network or firewall issues that you might normally have to deal with.

MCL accesses credit data from Experian, Equifax, and TransUnion, merges it and delivers it in a uniform format directly to your Web application or software in seconds. This allows you to automate your credit-based decisions and close mortgage, auto, or other credit-based business transactions quickly, efficiently, and profitably.

  • FNMA lQI reports and comparison tools
  • Simple Access through commonly-used web browsers
  • instantly request, retrieve, view and print in-file/Pre-Qual and RMCR/Factual Reports
  • Conveniently view original trade records while viewing a merged report
  • Submit request for supplements and other products instantly with a click of a button
  • Manage mutiple users through customer account management features
  • Real-Time viewing and printing of billing invoices
  • Familiar web browser layout is user-friendly and accessible 24 hours a day, 7 days a week

CIC is your key to a secure, reliable, and instant connection to credit data via the Internet. Take advantage of Internet technology with a cost-effective, purpose-built Web application that can give your company the competitive advantage to succeed in today's business environment. Our expertise in the financial information industry makes us a proven leader in providing cutting edge credit reporting technology. Click here to start the process in opening your account today.

Reports and Service Offered

Through CIC Online and our in house system we can offer a wide range of credit products to help our client make their decision. Here at CIC Mortgage Credit we pride ourselves in our quality of reports, excellent customer service, and cutting edge technology. Please see the list of reports and benefits below.

  • Single, Dual, or Triple Merged Credit Reports in seconds
  • Tradeline update and supplement Service
  • RMCR - Residential Mortgage Credit Report
  • Compatible with Fannie Mae, Freddie Mac, GMC, To name a Few Interfaces.pdf (29.55 kb)
  • Verification of Mortgage/Rent
  • Non Traditional credit reports
  • International Credit Reports Call for Pricing
  • Tax Return Verification service Click here for more info
  • Credit Analyzer Score Analysis Report and What If? Simulator click here for more info
  • Rapid Response - re-score service on a national level with a score change
  • Flood Zone Determinations with HMDA reporting and Life of Loan Service click here for info
  • All Internet based system with over 30 Loan Origination System integrations
  • Online viewing, printing, and reviewing of Invoices in Real Time
  • We now offer AVM'S ( Automated Valuation Models) Click here to find out more!
  • Adobe Acrobat compatible with ability to save and print with Adobe
  • Fully Integrated with Calyx Point Service Partner and Interface Partner
  • Fully Integrated In Ellie Mae's Encompass and Epass systems
  • Instant Access 24 hours a day 7 days a week to the credit ordering system

 

 

Overview

MCL is a revolutionary new tool for pulling and storing credit data directly from the credit repositories through a simple Internet connection and then delivering the data to the requesting application. This specialized application consists of a Web-based front-end management tool, several return data formats such as HTML, XML, and PDF, and various pre-built request interfaces that that can easily be used by Loan Origination Systems, Web applications, and other credit decision software.

CIC pays the huge cost of TruSecure security certification and hardware maintenance. Credit requests are made through HTTPS post to avoid any network or firewall issues that you might normally have to deal with.

MCL'S - Credit API accesses credit data from Experian, Equifax, and TransUnion, merges it and delivers it in a uniform format directly to your Web application or software in seconds. This allows you to automate your credit-based decisions and close mortgage, auto, or other credit-based business transactions quickly, efficiently, and profitably.

MCL is your key to a secure, reliable, and instant connection to credit data via the Internet. Take advantage of Internet technology with a cost-effective, purpose-built Web application that can give your company the competitive advantage to succeed in today's business environment. Our expertise in the financial information industry makes us a proven leader in providing cutting edge credit reporting technology.

MCL is a revolutionary new tool for pulling and storing credit data directly from the credit repositories through a simple Internet connection and then delivering the data to the requesting application. This specialized application consists of a Web-based front-end management tool, several return data formats such as HTML, XML, and PDF, and various pre-built request interfaces that that can easily be used by Loan Origination Systems, Web applications, and other credit decision software.

CIC pays the huge cost of TruSecure security certification and hardware maintenance. Credit requests are made through HTTPS post to avoid any network or firewall issues that you might normally have to deal with.

MCL'S - Credit API accesses credit data from Experian, Equifax, and TransUnion, merges it and delivers it in a uniform format directly to your Web application or software in seconds. This allows you to automate your credit-based decisions and close mortgage, auto, or other credit-based business transactions quickly, efficiently, and profitably.

MCL is your key to a secure, reliable, and instant connection to credit data via the Internet. Take advantage of Internet technology with a cost-effective, purpose-built Web application that can give your company the competitive advantage to succeed in today's business environment. Our expertise in the financial information industry makes us a proven leader in providing cutting edge credit reporting technology.

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