| MCL is a revolutionary
new tool for pulling and storing credit data directly from
the credit repositories through a simple Internet connection
and then delivering the data to the requesting application.
This specialized application consists of a Web-based front-end
management tool, several return data formats such as HTML,
XML, and PDF, and various pre-built request interfaces that
that can easily be used by Loan Origination Systems, Web applications,
and other credit decision software.
CIC pays the huge cost of
TruSecure security certification and hardware maintenance.
Credit requests are made through HTTPS post to avoid any network
or firewall issues that you might normally have to deal with.
MCL accesses credit data from
Experian, Equifax, and TransUnion, merges it and delivers
it in a uniform format directly to your Web application or
software in seconds. This allows you to automate your credit-based
decisions and close mortgage, auto, or other credit-based
business transactions quickly, efficiently, and profitably.
- Simple
Access through commonly-used web browsers
- instantly request,
retrieve, view and print in-file/Pre-Qual and RMCR/Factual
Reports
- Conveniently
view original trade records while viewing a merged report
- Submit
request for supplements and other services instantly with
a click of a button
- Manage
mutiple users through customer account management features
- Real-Time
viewing and printing of billing invoices
- Familiar
web browser layout is user-friendly and accessible 24
hours a day, 7 days a week
CIC is your key to a secure,
reliable, and instant connection to credit data via the Internet.
Take advantage of Internet technology with a cost-effective,
purpose-built Web application that can give your company the
competitive advantage to succeed in today's business environment.
Our expertise in the financial information industry makes
us a proven leader in providing cutting edge credit reporting
technology. Click
here to start the process in opening your account today.
Reports and Service
Offered
Through CIC Online and our in house system we can offer a
wide range of credit products to help our client make their
decision. Here at CIC Mortgage Credit we pride ourselves in
our quality of reports, excellent customer service, and cutting
edge technology. Please see the list of reports and benefits
below.
- Single,
Dual, or Triple Merged Credit Reports in seconds
- Tradeline
update and supplement Service
- RMCR -
Residential Mortgage Credit Report
- Compatible
with Fannie Mae, Freddie Mac, Indy Mac, RFC-GMC, Assetwise,
Bank of Arizona - Avenue, To name a Few Click
here to see a list of wholesale lenders
- Verification
of Mortgage/Rent
- Non Traditional
credit reports
- International
Credit Reports Call for Pricing
- Tax Return
Verification service Click here for
more info
- Credit
Analyzer Score Analysis Report and What If? Simulator
click here for more info
- Rapid
Response ( re-score service on a national level
with a score change)
- Flood Zone
Determinations with HMDA reporting and Life of Loan Service
click here for info
- All Internet
based system with over 30 Loan Origination System integrations
- Online
viewing, printing, and reviewing of Invoices in Real Time
- We now
offer AVM'S ( Automated Valuation Models) Click
here to find out more!
- Adobe acrobat
compatible with ability to save and print with Adobe
- Fully Integrated
with Calyx Point Service Partner and Interface Partner
- Fully Integrated
In Ellie Mae's Encompass and Epass systems
- Instant
Access 24 hours a day 7 days a week to the credit ordering
system
- Click
Here to View a list of compatible Loan Origination
Systems

|
MCL is a revolutionary new tool for pulling
and storing credit data directly from the credit repositories
through a simple Internet connection and then delivering the
data to the requesting application. This specialized application
consists of a Web-based front-end management tool, several
return data formats such as HTML, XML, and PDF, and various
pre-built request interfaces that that can easily be used
by Loan Origination Systems, Web applications, and other credit
decision software.
CIC pays the huge cost of TruSecure security certification
and hardware maintenance. Credit requests are made through
HTTPS post to avoid any network or firewall issues that you
might normally have to deal with.
MCL'S - Credit Api accesses credit data from Experian,
Equifax, and TransUnion, merges it and delivers it in a uniform
format directly to your Web application or software in seconds.
This allows you to automate your credit-based decisions and
close mortgage, auto, or other credit-based business transactions
quickly, efficiently, and profitably.
MCL is your key to a secure, reliable, and instant
connection to credit data via the Internet. Take advantage
of Internet technology with a cost-effective, purpose-built
Web application that can give your company the competitive
advantage to succeed in today's business environment. Our
expertise in the financial information industry makes us a
proven leader in providing cutting edge credit reporting technology.
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