SCREEN potential employees to prevent falsified or fraudulent data,
negligent hiring, employee theft and violence in the workplace. ACCESS
credit reports and national, state and county level criminal history.
MAKE informed hiring or promoting decisions
Why should I screen applicants?
Applications frequently contain false or distorted data.
Screening eliminates the potential for theft, vilolence, drug abuse,
fraud and costly litigation from negligent hiring. All employees should
be screened regardless of position or size and type of company.
- Over 60% of applicants have bad credit history, a criminal past, bad driving history or falsified information on their application.
- Theft in the workplace occurs in over 90% of companies
- $150 Billion lost annually because of workplace fraud and theft
TOOLS AVAILABLE
- Wide range of Databases which are described in detail below
- Determine credit worthiness and overall level of responsibility with Credit Reports.
- Run a complete address search with our People Search product
- Diligently check for criminal past with 3 different on-line criminal databases with National Coverage, e.g., RAPSHEET
- Follow up your criminal database searches by sending a court researcher to do a Manual County Criminal search
- Verify as you type with Application Verification
- Employment and Education verification
- Bank and trade line reference verification
- Experian Authentication to detect fraud
- Driver's License Scan to instantly scan and populate applications
- Adhere to laws governing use of credit reports for employment screening with declination letters
| |
|||
| Types of Data | |||
| Type | Description & Products | ||
| Address History | Often
the first report that is pulled when doing a background check.
These types of reports give a complete address history of where
the applicant has lived. This information is critical when ordering
manual court searches. Some reports also list the county for each
address.
|
||
| Verify Applicant | Verification
of applicant information is critical and current laws even require
a minimum of an OFAC Patriot Act Search on all transactions. This
site makes it easy with real-time products that validate or even
correct data as you type. |
||
| Credit Reports | Data
on credit reports can be used to verify applicant information,
research address history and determine how responsible an
individual is with employment, tradeline, collection, public record,
child support history and inquiry information. |
||
| Criminal Database Searches | Hiring
an employee based solely on an application or firsthand perception
is not only misguided but dangerous. It is important to go beyond
verification and screen for a criminal past. CIC Mortgage Credit
Inc. offers access to 3 National criminal databases. |
||
| Manual Criminal Court Searches | When
doing background screening not all criminal records are reported
to the national database repositories. To do a complete criminal
check you must send court researchers to the county courts. Also
if you do get a hit from a national database search, you need
to verify that the information is correct and was not expunged. |
||
| Driver's License Scan |
|
||
Driving History & Registration |
If
transportation is a part of an individual's job description, checking
an applicant's driving records can prevent costly negligent hiring
litigation. |
||
| Decisioning Declination Letters |
Prescreening
and decisioning levels can be set up in seconds to fully automate
your lending process. These two features combined with our Web
Application eliminate costly reports, allow direct to consumer
applications and overall save time and money. |
||
